When an insurance company failed to honor a major claim under a real estate company’s umbrella policy, Schillinger & Finsterwald obtained an order directing the carrier to cover the claim. In the Court of Appeals, the highest court of the state of New York, we obtained a reversal which seminally declared the scope of coverage in New York under umbrella insurance policies. In this case, the Court of Appeals ruled that pollution exclusion clauses in underlying insurance policies do not preclude umbrella insurance coverage of environmental claims.